Commercial Recovery, Insolvency & Debt Recovery

Our Commercial Recovery, Insolvency & Debt Recovery practice assists creditors, debtors, and insolvency practitioners in navigating financial distress and recovering outstanding debts efficiently and lawfully. We advise on the full range of insolvency processes under the Insolvency Act, including administration, receivership, liquidation, and voluntary arrangements, acting for banks, trade creditors, and company directors seeking to manage or resolve financial difficulty.

For creditors, we provide practical debt recovery strategies, from demand letters and negotiated settlements to court action and enforcement of judgments, including attachment and sale of property. We also advise financial institutions and businesses on securing their positions through effective security documentation and enforcement of charges, guarantees, and other collateral in the event of default.

Where businesses face restructuring or insolvency, we guide directors and shareholders through their legal obligations, helping to protect value, manage creditor relationships, and explore viable rescue options before resorting to liquidation. Our team combines commercial pragmatism with a thorough understanding of Kenya's insolvency framework to deliver swift, effective outcomes for clients facing financial distress.

    Our services:

  • Commercial Debt Recovery
  • Demand Letters & Statutory Notices
  • Recovery of Outstanding Debts
  • Recovery of Loan Defaults
  • Recovery of Rent Arrears
  • Debt Settlement Negotiations
  • Asset Tracing & Recovery
  • Judgment Enforcement
  • Execution Proceedings
  • Garnishee Proceedings
  • Attachment and Sale of Property through Licensed Auctioneers
  • Mortgage & Charge Enforcement
  • Insolvency & Bankruptcy Advisory
  • Business Rescue & Restructuring
  • Receivership Advisory

Have questions? talk to our specialist.

Options include company voluntary arrangements, administration, or restructuring negotiations with creditors, all aimed at rescuing the business where possible before liquidation becomes necessary.

We typically begin with a formal demand letter, followed by negotiation, and if unresolved, court proceedings or statutory demand and insolvency proceedings to compel payment.

Receivership involves a receiver managing specific secured assets on behalf of a creditor, while liquidation involves winding up the company entirely and distributing its assets among creditors.

Directors must act in the best interests of creditors, avoid wrongful or fraudulent trading, and seek professional advice promptly to limit personal liability.

In many cases, yes, depending on the terms of the security instrument, though we ensure enforcement follows proper legal procedure to avoid later challenge.